Guaranteed Investments

At Frontwater Capital, we provide safe and high-yielding Guaranteed Investment Contracts (GICs) from banks and credit unions across Canada.

Special rates for our clients

At Frontwater we deal with 30 different financial institutions seeking out the best rate on a daily basis. We have no affiliation with any of these institutions. Hence, our loyalty is to our client and our mission is to negotiate the highest yield. Best of all, this is a NO FEE service as we are compensated through our broker network.

If you’re going to invest in GICs, you’ll naturally want to earn the highest rates possible. So what can you do to juice up the return on your cash? There are many financial institutions within Canada that offer GICs hand in hand with deposit insurance guarantees.

These institutions are held to strict regulatory and capital requirements. They are able to offer higher rates due to their efficiencies, and lower overhead costs. Most importantly, the investor can sleep soundly knowing that their GICs are protected by any number of insurance agencies in the country including CDIC, CUDIC, DGCM, CUDGC, etc.

Non-Registered ANNUAL Non-Registered MONTHLY PAY Non-Registered CORPORATE RRSP RRIF TFSA
1yr GIC 5.50% 5.15% 5.35% 5.25% 5.19% 5.19%
2yr GIC 5.45% 5.00% 5.30% 4.87% 4.87% 4.87%
3yr GIC 5.10% 4.80% 4.90% 4.65% 4.65% 4.65%
4yr GIC 4.90% 4.70% 4.80% 4.50% 4.50% 4.50%
5yr GIC 4.90% 4.50% 4.70% 4.37% 4.37% 4.37%
Secured and guaranteed income

A savings account that yields
meaningful interests

With Guaranteed Investment Certificates (GICs), you can enjoy a savings solution that offers competitive interest rates, providing you with stable returns and peace of mind. Lock in your funds for a fixed term, knowing that your principal is secure and your investment will grow at a guaranteed rate.

For example, invest $10,000 in a 3-year GIC with a 2% annual interest rate, and at the end of the term, you’ll have earned $600 in interest, with no risk to your initial investment.

We cater to all your unique needs

At Frontwater Capital, we recognize each client's individuality and create tailored wealth management solutions to match. Our experienced advisors are committed to addressing your specific financial goals, whether planning for retirement, building a legacy, or diversifying investments. Trust our personalized service and guidance to help you navigate your financial future with confidence.

Discovery Call

Begin your financial journey by scheduling a discovery call with us. Discover how we can be your trusted partner throughout life's various stages. At Frontwater, we don't believe in one size fits all solution, a discovery call helps us understand you, as a person holistically.

Embracing Your Unique Style

We recognize each person has their own distinct goals and visions, which is why, we work diligently to develop a financial plan tailored to your aspirations without sacrificing your current lifestyle. Together, we'll pave the way to financial success that suits you perfectly.

Choosing a portfolio

Crafting a bespoke portfolio tailored to your financial goals is the cornerstone of our wealth-building journey together. We'll develop an investment strategy meticulously designed just for you. This customized approach ensures your portfolio aligns seamlessly with your aspirations and financial style.